How To Finance a Car

Financing a car at the dealership

When you’re ready to enhance your Saco, Portland, and Scarborough, ME, travels, the team at Ira Ford Saco is here to help. Not only do we have an extensive selection of vehicles for sale, we also have the finance tools needed to help you secure a finance plan in less time that imagined.

Do you want to learn how to finance a car? To start, simply read through this quick guide. In the blink of an eye, you’ll know all the necessary steps to purchasing your next car. Let’s get started!

Step #1 to Financing a Car: Choose Your New Set of Wheels

Couple Shopping Online for a CarBefore you can finance a car, you first need to choose which vehicle you’ll purchase. Luckily for you, our dealership is always stocked with a wide selection of new, used, and certified pre-owned (CPO) cars for sale. Some of the popular models you can expect to find when you visit our dealership include:

  • Ford F-150
  • Ford Bronco Sport
  • Ford Explorer
  • Ford Mustang

Our complete inventory is available online, so you can start shopping from the comfort of your own home.

We also have several resources available to you. Our Ford reviews & comparisons will help you learn more about the various features and specifications offered with each model. Our free Ford eBooks provide a highly detailed overview of what it’s like to drive our different models.

Step #2 to Financing a Car: Determine Your Buying Power

Once you’ve found the vehicle you love, the next step to finance a car is determining your buying power. There are several ways you can perform this step. However, the easiest way is to use our complimentary online tools.

You can learn about the types of loans you qualify for simply by answering a few questions. If you plan to trade in your car when you finance, our What’s My Trade Worth tool is invaluable.

In as little as five minutes, you can receive a firm trade-in value for your vehicle. To get started, all you need is basic information about your model. To obtain the most accurate offer for your vehicle, you’ll also want to upload various interior and exterior images.

You can then use the information provided by these tools to determine how much you’re comfortable spending on monthly payments. Generally, experts recommend you spend no more than 15 percent of your monthly income on vehicle payments.

Of course, if you have questions about determining your financing needs, you can always contact our team.

Step #3 to Financing a Car: Apply for Ford Financing

Ira Ford Saco Service CenterWhen you’re ready to start the finance process, simply complete our secure finance application. This 2-step credit application will tell you the types of loans you’re pre-qualified for.

Completing our application prior to your finance appointment also helps minimize the time spent in our finance department. Once it is completed, this application is sent to our team of experts. They can then use the information in the application to start drafting various finance options for you.

Then, when you visit our dealership to finalize the purchase of your new car, all you need to do is choose the finance plan with the most favorable rates for your lifestyle, sign some papers, and embark on the first of many trips around town.

Finance Your Dream Car Today at Ira Ford Saco

Now that you’ve read through our guide on how to finance a car, all that’s left to do is visit our dealership. Thanks to the help of our highly experienced finance specialists, you’ll take to the streets of Saco, Portland, and Scarborough, Maine, in less time than imagined.

Call Ira Ford Saco Now!

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